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The Governance & Culture Reform hub is designed to foster discussion about corporate governance and the reform of culture and behavior in the financial services industry.
Need to file a report with the New York Fed? Here are all of the forms, instructions and other information related to regulatory and statistical reporting in one spot.
The New York Fed works to protect consumers as well as provides information and resources on how to avoid and report specific scams.
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The New York Fed provides a wide range of payment services for financial institutions and the U.S. government.
The New York Fed offers the Central Banking Seminar and several specialized courses for central bankers and financial supervisors.
The New York Fed has been working with tri-party repo market participants to make changes to improve the resiliency of the market to financial stress.
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We are connecting emerging solutions with funding in three areas—health, household financial stability, and climate—to improve life for underserved communities. Learn more by reading our strategy.
The Economic Inequality & Equitable Growth hub is a collection of research, analysis and convenings to help better understand economic inequality.
The Governance & Culture Reform hub is designed to foster discussion about corporate governance and the reform of culture and behavior in the financial services industry.
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Andrew F. Haughwout |
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Director of Household and Public Policy Research |
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The Future of New York City: Charting an Equitable Recovery for All: Introduction to the Volume
Federal Reserve Bank of New York Economic Policy Review, Volume 29 Number 2, October 2023 The Municipal Liquidity Facility With Ben Hyman and Or Shachar Federal Reserve Bank of New York Economic Policy Review, Volume 28 Number 1, June 2022 Tracking and Stress-Testing U.S. Household Leverage With Andreas Fuster and Benedict Guttman-Kenney Federal Reserve Bank of New York Economic Policy Review, Volume 24 Number 1, September 2018 Supervising Large, Complex Financial Institutions: What Do Supervisors Do? With Thomas Eisenbach, Beverly Hirtle, Anna Kovner, David Lucca and Matthew Plosser Federal Reserve Bank of New York Economic Policy Review, 23(1), February 2017 Available as Federal Reserve Bank of New York Staff Report 729, May 2015 Second Chances: Subprime Mortgage Modification and Re-default With Ebiere Okah and Joseph Tracy Journal of Money Credit and Banking,(48:4), 2016 Available as Federal Reserve Bank of New York Staff Report 417, updated 2010 Determinants of Mortgage Default and Consumer Credit Use: The Effects of Foreclosure Laws and Foreclosure Delays With Sewin Chan, Andrew Hayashi and Wilbert van der Klaauw Journal of Money, Credit and Banking, (48:2-3) Available as Federal Reserve Bank of New York Staff Report 732, June 2015 Do We Know What We Owe? Consumer Debt as Reported by Borrowers and Lenders With Meta Brown, Donghoon Lee, and Wilbert van der Klaauw Federal Reserve Bank of New York Economic Policy Review, 21(1): 19-44, October 2015 Measuring Student Debt and its Performance With Meta Brown, Donghoon Lee, Joelle Scally, and Wilbert van der Klaauw. In Student Loans and the Dynamics of Debt, Brad Hershbein and Kevin M. Hollenbeck, eds. Kalamazoo, MI: W.E. Upjohn Institute for Employment Research, pp. 37-52 Student Debt Growth and the Repayment Progress of Recent Cohorts With Meta Brown, Donghoon Lee, Joelle Scally, and Wilbert van der Klaauw The American Bankruptcy Institute Law Review, 23 (1): 331-346, Winter 2015 Land Use Regulation and Welfare With Matthew Turner and Wilbert van der Klaauw Econometrica 82(4), July 2014, 1341-1403 Pathways After Default: What Happens to Distressed Mortgage Borrowers and Their Homes?” With Sewin Chan, Claudia Sharygin, and Vicki Been The Journal of Real Estate Finance and Economics, 48(2), 342-379, 2014 The role of neighborhood characteristics in mortgage default risk: Evidence from New York City, With Chan, S., Gedal, M., and Been, V. (2013). Journal of Housing Economics, 22(2), 100-118 The Financial Crisis at the Kitchen Table: Trends in Household Debt and Credit With Meta Brown, Donghoon Lee, and Wilbert van der Klaauw Federal Reserve Bank of New York Current Issues in Economics, Volume 19, Number 2, April 2013 The Recession's Impact on the State Budgets of New York and New Jersey With Richard Deitz and Charles Steindel Federal Reserve Bank of New York Current Issues in Economics and Finance Second District Highlights, Volume 16, Number 6, June/July 2010 The Homeownership Gap With Richard Peach and Joseph Tracy Federal Reserve Bank of New York Current Issues in Economics and Finance, Volume 16, Number 5, May 2010 Subprime Mortgage Pricing: The Impact of Race, Ethnicity, and Gender on the Cost of Borrowing  With Christopher Mayer and Joseph Tracy Brookings-Wharton Papers on Urban Affairs, August 2009 47 pages / 299 kb Further Observations on the Economic Effects on New York City of the Attack on the World Trade Center With James Orr and Jason Bram, Berkeley Electronic Press: Peace Economics, Peace Science and Public Policy,July 2009 22 pages / 515 kb Below the Line: Estimates of Negative Equity among Nonprime Borrowers With Ebiere Okah, Federal Reserve Bank of New York Economic Policy Review,July 2009 28 pages / 135 kb How Should the Suburbs Help their Central City? With Robert Inman, Annals of the American Academy of Political and Social Science,January 2009 38 pages / 331 kb Juvenile Delinquent Mortgages: Bad Credit or Bad Economy? With Richard Peach and Joseph Tracy Journal of Urban Economics,September 2008 37 pages / 185 kb The Price of Land in the New York Metropolitan Area With James Orr and David Bedoll Federal Reserve Bank of New York Current Issues in Economics and Finance, April/May 2008 Economic Resilience, Fiscal Resilience and Federalism: Evidence from 9-11 With Howard Chernick Catastrophes, Public Policy and Real Estate,March 2006 46 pages / 650 kb Advantages of Central Cities: The Economic Case for Regional Cooperation in Greater New York City With Michael L. Lahr March 2006 19 pages / 66 kb Revenue Implications of New York City's Tax System With J. Edgerton and R. Rosen Federal Reserve Bank of New York Current Issues, Volume 10, Number 4, April 2004 With J. Edgerton and R. Rosen National Tax Journal57(1), pp. 147-158 Land Taxation in New York: A General Equilibrium Analysis Urbank Issues and Public Finance: Essays in Honor of Dick Netzer,Amy Ellen Schwartz, ed., London: Edward Elgar 2004 32 pages / 86 kb Local Revenue Hills: Evidence from Four US Cities With Robert Inman, Steven Craig and Thomas Luce Review of Economics and Statistics86(2), pp.570-585 45 pages / 1.2 mb See also NBER Working PaperNo. 9686, April 2003 Tax Policy, Banca d'Italia Public Finance Workshop Papers2003 Neighborhood Revitalization in New York City in the 1990s With Jason Bram, Jesse Edgerton, Yigal Gelb, James Orr and Margaret McConnell Sustainable Community Development: What Works, What Doesn't, Board of Governors of the Federal Reserve System2003 Has September 11 Affected New York City's Growth Potential? With Jason Bram and James Orr Federal Reserve Bank of New York Economic Policy Review,Vol. 8, No. 2, November 2002 With Robert Inman Brookings-Wharton Papers on Urban Affairs,2002 See also Previous version available here 77 pages / 1.1 mb Journal of Public Economics,Vol. 83, March 2002, pp. 405-425 See also Federal Reserve Bank of NY Staff Reports, 104, May 2000 Infrastructure and Social Welfare in Metropolitan America Federal Reserve Bank of New York Economic Policy Review,Vol. 7, No. 3, December 2001, pp. 1-16 Fiscal Policy in New York and New Jersey: 1977-97 Federal Reserve Bank of New York Current Issues in Economics and Finance: Second District Highlights. Vol. 7, No.7, July 2001. Fiscal Policy in Open Cities with Firms and Households With Robert Inman Regional Science and Urban Economics,Vol. 31, No. 2-3, April 2001 53 pages / 2.4 mb Do Highways Matter? Evidence and Policy Implications of Highways' Influence on Metropolitan Development  With Marlon Boarnet Brookings Institution Discussion Paper,August 2000 37 pages / 87 kb The Paradox of Infrastructure Investment Brookings Review,Vol. 18, No. 3, Summer 2000 Economic Development Quarterly,Vol. 13, No. 4, November 1999, pp. 371-382 Growth and Change,Vol. 30, Fall 1999, pp. 549-566 Journal of Policy Analysis and Management,Vol. 18, No. 4, Fall 1999, pp. 579-600 Journal of Urban Economics,Vol. 44, No. 2, September 1998, pp. 216-227 Public Works Management & Policy,Vol. 3, No. 1, July 1998, pp. 73-91 Regional Science and Urban Economics,Vol. 27, No.2, 1997 Proceedings of the Eighty-Ninth Annual Conference on Taxation, National Tax Association,1997 Chapter 6 of Infrastructure and the Complexity of Economic Development, D. Batten and C. Karlsson eds., Berlin: Springer Verlag, 1996 Final Report submitted to University Transportation Research Center, Region II,August 1996 By Robert Halpern, Political Science Quarterly,Vol. 111, No. 1, 1996 Regional Science, Regional Scientists, and Policy International Regional Science Review, Vol. 18, No. 2, 1995 With Nathan Scovronick and Jameson Doig Presented to Federal Highway Administration, September 1994 With Michael L. Lahr Edited by H. Herzog and A. Schlottmann, Journal of Regional Science, February 1992 Journal of Regional ScienceEdited by Benjamin Chinitz, February 1991 Federal Aid to State and Local Governments in the 1980s With Charles J. Richardson Public Budgeting and Finance,Winter 1987 The views expressed in the papers listed on this page are those of the author(s) and do not necessarily reflect the position of the Federal Reserve Bank of New York or the Federal Reserve System. |
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