Community Reinvestment Act Exams
The New York Fed conducts CRA exams of Second District member banks. The written evaluations and the banks' CRA ratings are made public. Read recent CRA public evaluations and find out which banks are scheduled for an upcoming CRA exam here.
Background
Community Reinvestment: Does Your Bank Measure Up?
Your Bank's Overall CRA Rating
Second District Member Banks
Interagency Questions and Answers
Federal Register 64 (84), May 3, 1999; 31 pages / 229 kb
Bank Evaluation
Evaluations are based on lending, investment and service tests; for most banks, the lending test is weighted most heavily in determining the overall rating.
 
Bank
Exam Date
Public Date*
Rating
Report
 
Bank of Cattaraugus
August 13, 2012
December 11, 2012
Outstanding
PDF
17 pages /
142 kb
 
Chemung Canal Trust Company
May 29, 2012
March 18, 2013
Outstanding
PDF
58 pages /
16776 kb
 
Community Bank of Bergen County
January 9, 2012
June 7, 2012
Satisfactory
PDF
19 pages /
1087 kb
 
Deutsche Bank Trust Co. Americas
December 3, 2012
May 21, 2013
Outstanding
PDF
21 pages /
7168 kb
 
Goldman Sachs Bank USA
November 5, 2012
August 26, 2013
Outstanding
PDF
32 pages /
7615 kb
 
Manufacturers and Traders Trust Company
July 9, 2012
September 6, 2013
Outstanding
PDF
238 pages /
3100 kb
 
Mizuho Corporate Bank
January 9, 2012
April 25, 2012
Outstanding
PDF
17 pages /
835 kb
 
Orange County Trust Company
April 3, 2012
September 4, 2012
Satisfactory
PDF
19 pages /
6,073 kb
 
Peapack-Gladstone Bank
January 9, 2012
May 9, 2012
Satisfactory
PDF
23 pages /
1,053 kb
 
Tioga State Bank
March 5, 2012
January 3, 2013
Satisfactory
PDF
23 pages /
395 kb
*A copy of the public section of the most recent CRA performance evaluation must be placed in a bank's public file within 30 business days after its receipt from the Board of Governors of the Federal Reserve System.
Bank Exams by Year
Browse by year in which exam began (exam date)
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