FRIDAY, MARCH 30, 2001

NEW YORK--The Federal Reserve Bank of New York Friday approved the application by Boiling Springs, MHC and Boiling Springs Bancorp, both of Rutherford, NJ, to merge with Ridgewood Financial, MHC, Ridgewood Financial, Inc., and thereby indirectly their bank subsidiary, Ridgewood Savings Bank of New Jersey, all of Ridgewood, NJ.According to standard procedure, the proposal cannot be completed for 15 days. The Reserve Bank acted under authority delegated by the Board of Governors of the Federal Reserve System.



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