Community Reinvestment Act Exams
The New York Fed conducts CRA exams of Second District member banks. The written evaluations and the banks' CRA ratings are made public. Read recent CRA public evaluations and find out which banks are scheduled for an upcoming CRA exam here.
Background
Community Reinvestment: Does Your Bank Measure Up?
Your Bank's Overall CRA Rating
Second District Member Banks
Interagency Questions and Answers
Bank Evaluation
Evaluations are based on lending, investment and service tests; for most banks, the lending test is weighted most heavily in determining the overall rating.
 
Bank
Exam Date
Public Date*
Rating
Report
 
Adirondack Trust Company
April 29, 2013
January 13, 2014
Satisfactory
PDF
23 pages / 6.1 mb
 
Amboy Bank
April 8, 2013
October 3, 2013
Satisfactory
PDF
23 pages / 7.58 mb
 
Banco Popular de Puerto Rico
January 22, 2013
October 8, 2013
Outstanding
PDF
82 pages / 24.4 mb
 
Banco Popular North America
July 15, 2013
April 14, 2014
Satisfactory
PDF
94 pages / 29 mb
 
Elmira Savings Bank
April 8, 2013
October 2, 2013
Satisfactory
PDF
44 pages / 482 kb
*A copy of the public section of the most recent CRA performance evaluation must be placed in a bank's public file within 30 business days after its receipt from the Board of Governors of the Federal Reserve System.
Bank Exams by Year »
Browse by year in which exam began (exam date)
Related External Content