The New York Fed conducts CRA exams of Second District member
banks. The written evaluations and the banks' CRA ratings are
made public. Read recent CRA public evaluations and find out which
banks are scheduled for an upcoming CRA exam here.
Evaluations are based on lending, investment and service tests;
for most banks, the lending test is weighted most heavily in determining
the overall rating.
Bank
Exam Date
Public Date*
Rating
Report
Adirondack Bank
August 22, 2011
June 25, 2012
Satisfactory
31 pages / 1031 kb
Adirondack Trust Company
June 13, 2011
October 17, 2011
Outstanding
22 pages / 685 kb
Amboy Bank
March 21, 2011
November 13, 2012
Satisfactory
28 pages / 7514 kb
Banco Popular North America
May 31, 2011
May 3, 2012
Satisfactory
83 pages / 5,825 kb
Banco Popular Puerto Rico
January 24, 2011
February 13, 2012
Outstanding
79 pages / 1,140 kb
Bank of Millbrook
July 25, 2011
March 7, 2012
Satisfactory
14 pages / 876 kb
Bank of NY Mellon
September 12, 2011
April 19, 2012
Satisfactory
17 pages / 2216 kb
Empire State Bank
August 1, 2011
April 25, 2012
Satisfactory
29 pages / 1663 kb
Five Star Bank
August 1, 2011
May 31, 2012
Outstanding
38 pages / 1444 kb
Gotham Bank of New York
February 7, 2011
September 12, 2011
Satisfactory
13 pages / 1851 kb
Solvay Bank
November 28, 2011
July 25, 2012
Satisfactory
20 pages / 11259 kb
*A copy
of the public section of the most recent CRA performance evaluation
must be placed in a bank's public file within 30 business days
after its receipt from the Board of Governors of the Federal Reserve
System.
