Center for Microeconomic Data

 
SCE HOUSING SURVEY
Year-Ahead Housing Price Growth Expectations Climb
Annual Survey: One-year-ahead home price growth expectation increased to 5.1 percent in February 2024 from 2.6 percent a year prior. In contrast, the corresponding five-year outlook declined 0.1 percentage point to 2.7 percent.
May 6, 2024
SURVEY OF CONSUMER EXPECTATIONS
Inflation Expectations Are Stable at the Short-Term Horizon
March Survey: Median one-year-ahead inflation expectations remained unchanged at 3.0 percent. They increased to 2.9 percent from 2.7 percent at the three-year horizon and decreased to 2.6 percent from 2.9 percent at the five-year horizon.
April 8, 2024
Quarterly Report on Household Debt and Credit
Delinquency Rates for Most Debt Types Continue to Climb
In the fourth quarter, total household debt increased to $17.5 trillion led by mortgage balances (up $112 billion) and credit card balances (up $50 billion). Delinquency transition rates increased for all debt types, except for student loans.
February 6, 2023
Liberty Street Economics
NY Fed Consumer Credit Panel: A Foundational CMD Data Set
CMD Researchers review how New York Fed Consumer Credit Panel data have provided many valuable insights over the last fifteen years into household behavior and its implications for the macro economy and financial stability.
April 17, 2024
Liberty Street Economics
The Survey of Consumer Expectations: A Look Back at the Past Decade
Researchers from the CMD review some of the headline findings from the history of the Survey of Consumer Expectations, highlighting the evolution of consumers’ expectations about inflation and labor market outcomes.
April 16, 2024

CREDIT CARDS
Credit card availability and use—including originations, extensions, balances, and delinquencies
VIEW
Report: Quarterly Report on Household Debt and Credit
Interactive: Household Debt and Credit
Interactive: SCE Credit Access Survey

HOUSING MARKET
Consumer experiences, behaviors, and expectations in the housing market—including mortgage financing
VIEW
Report: The Evolution and Future of Homeownership
Interactive: SCE Housing Survey
Blog: Mortgage Rate Lock-In and Homeowners’ Moving Plans

INFLATION EXPECTATIONS
Consumers’ expectations and forecast uncertainty for overall inflation and home price growth, and expected price changes for key commodities
VIEW
Blog: New SCE Charts Include a Measure of Longer-Term Inflation Expectations
Press Release: Inflation Expectations are Mixed; Consumers Express Concerns about Retaining and Finding Jobs

STUDENT DEBT
Borrowing and repayment trends in the student loan market
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Blog: Revisiting Federal Student Loan Forgiveness: An Update Based on the White House Plan
Blog: Three Key Facts from the Center for Microeconomic Data’s 2022 Student Loan Update
Report: 2022 Student Loan Update

SAVING AND SPENDING
Data and analysis focused on consumers’ overall financial health, including their ability to save, spend, and borrow
VIEW
Blog: Who Received Forbearance Relief?
Blog: An Update on How Households Are Using Stimulus Checks
Interactive: SCE Household Spending Survey

LABOR MARKET
Perceptions of labor market conditions, including the outlook for earnings growth and employment
VIEW
Blog: The Disproportionate Effects of COVID-19 on Households with Children
Blog: SCE Labor Market Survey Shows Average Reservation Wage Continues Upward Trend
Interactive: SCE Labor Market Survey

AUTO LOANS
Expectations and experiences with auto loans—including applications and rejections, balances, and delinquencies
VIEW
Blog: Car Prices Drive Up Borrowing
Interactive: SCE Credit Access Survey
Interactive: Household Debt and Credit

PUBLIC POLICY
Consumers’ outlook on public policy—likelihood of changes, impact of shifts
VIEW
Blog: Consumers Expect Modest Increase in Spending Growth and Continued Government Support
Interactive: SCE Public Policy Survey
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