On Tuesday, March 25, 2025, the Federal Reserve Bank of New York hosted a conference on regional and community banking. This program featured discussions on economic and financial conditions and key risk management issues and strategies relevant to regional and community banks in the Federal Reserve’s Second District.
The Second District includes New York state, the 12 northern counties of New Jersey, Fairfield County in Connecticut, Puerto Rico, and the U.S. Virgin Islands.
See the agenda below for timing of specific conference segments.
March 25, 2025
8:30am-12:30pm
Federal Reserve Bank of New York
33 Liberty Street
New York, NY
Attendance was in person and by invitation only. For logistical inquiries related to this conference, please contact NY.Supervision.RBO.CBO.Conference@ny.frb.org.
This event was open to press virtually. All remarks were on the record, with a recording made available above. For questions, contact Shelley Pitterson at Shelley.Pitterson@ny.frb.org.
8:30am-9:00am | Breakfast |
9:00am-9:05am | Welcome Remarks (00:00:08) Mayra Gonzalez, Head of Community Banking Organizations, Supervision Group, Federal Reserve Bank of New York |
9:05am-9:10am | Opening Remarks (00:02:15) John C. Williams, President and Chief Executive Officer, Federal Reserve Bank of New York | Remarks |
9:10am-9:30am | Presentation: National Economic Outlook (00:07:20) Kartik Athreya, Director of Research and Head of the Research and Statistics Group, Federal Reserve Bank of New York | Presentation |
9:30am-9:50am | Presentation: Regional Economic Outlook (00:24:08) Jaison Abel, Head of Microeconomics, Research and Statistics Group, Federal Reserve Bank of New York | Presentation |
9:50am-10:00am | Economic Outlook Q&A Session (00:45:45) |
10:00am-10:15am | Break |
10:15am-11:15am | Panel Discussion: Views from Community Bank C-Suite (00:59:57) Moderator: Dianne Dobbeck, Head of the Supervision Group, Federal Reserve Bank of New York Scott A. Kingsley, President and CEO, NBT Bancorp Michael Gilfeather, President and CEO, Orange Bank and Trust Company James Vaccaro, President and CEO, Manasquan Bank Charles Wait Jr., President and CEO, The Adirondack Trust Company |
11:15am-11:30am | Break |
11:30am-12:30pm | Lunch |








