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Press Release

Approval of the Notice by Great Lakes Bancorp, Inc

Thursday, March 27, 2003

NEW YORK-- The Federal Reserve Bank of New York Thursday approved the notice by Great Lakes Bancorp, Inc., Buffalo, New York, to become a bank holding company with respect to Greater Buffalo Savings Bank, Buffalo, New York.

The Reserve Bank acted under authority delegated by the Board of Governors of the Federal Reserve System.

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