WEDNESDAY, FEBRUARY 3, 1999

NEW YORK--The Federal Reserve Bank of New York has approved the application by Grand Bancorp, Inc., Kingston, NJ, to become a one-bank holding company with respect to Grand Bank, N.A., Kingston, NJ, a proposed de novo nationally-chartered bank.

According to standard procedure, the proposal cannot be completed for 15 days.

The Reserve Bank acted under authority delegated by the Board of Governors of the Federal Reserve System.

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