FEDERAL RESERVE BANK of NEW YORK

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& Education

THURSDAY, OCTOBER 29, 1998

NEW YORK—The Federal Reserve Bank of New York Thursday approved the application by Greene County Bancorp, MHC, and its subsidiary, Greene County Bancorp, Inc., both of Catskill, NY, for Greene County Bancorp, MHC to acquire a majority of Greene County Bancorp's common stock and, immediately thereafter, for Greene County Bancorp to acquire 100 percent of the common stock of Greene County Savings Bank, Catskill, NY.

According to standard procedure, the proposal cannot be completed for 15 days.

The Reserve Bank acted under authority delegated by the Board of Governors of the Federal Reserve System.

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