The information, suggestions, and recommendations found on this "Banking on the Internet" section of this website are being provided for educational and informational purposes only. They are not intended to, and do not constitute, legal or investment advice. The description of various concepts, practices, products, and services found on this site is not exhaustive by any means. Practices, products, and services delineated on this site are merely examples of now current practices, products, and services that may be already outdated at the time you read this disclaimer. The furnishing of this material by the Federal Reserve Bank of New York does not create an attorney-client, an investment advisory, or a fiduciary relationship between the Federal Reserve Bank of New York or its staff, and you.

Before relying on the information provided on this site, you should consult with your attorney and/or your investment advisor. The Federal Reserve Bank of New York takes no responsibility for any actions or omissions made in reliance on the information provided on this site.

The Federal Reserve Bank of New York does not endorse any practices, products, or services mentioned or referred to on this site. The Federal Reserve Bank of New York may at any time update, revise, or remove the material provided on this site.