The New York Fed conducts CRA exams of Second District member
banks. The written evaluations and the banks' CRA ratings are
made public. Read recent CRA public evaluations and find out which
banks are scheduled for an upcoming CRA exam here.
Evaluations are based on lending, investment and service tests;
for most banks, the lending test is weighted most heavily in determining
the overall rating.
Bank
Exam Date
Public Date*
Rating
Report
Adirondack Bank
Aug 20, 2007
Feb 14, 2008
Satisfactory
26 pages / 952 kb
Adirondack Trust Company
Apr 23, 2007
Oct 8, 2007
Outstanding
19 pages / 439 kb
Banco Popular North America
Mar 5, 2007
Apr 29, 2008
Satisfactory
90 pages / 2,914 kb
Bank of Cattaraugus
Aug 13, 2007
Feb 4, 2008
Outstanding
12 pages / 322 kb
Bank of New York
May 21, 2007
May 12, 2008
Outstanding
14 pages / 1.02 mb
Five Star Bank
Apr 30, 2007
Jan 17, 2008
Outstanding
43 pages / 1.51 mb
M & T Trust Company
May 8, 2006
Mar 22, 2007
Outstanding
195 pages / 3.22 mb
Peapack-Gladstone Bank
Dec 3, 2007
Sep 4, 2008
Satisfactory
24 pages / 0.97 mb
Solvay Bank
Nov 26, 2007
May 6, 2008
Satisfactory
17 pages / 1.58 mb
*A copy
of the public section of the most recent CRA performance evaluation
must be placed in a bank's public file within 30 business days
after its receipt from the Board of Governors of the Federal Reserve
System.
